Form 41 (formerly Form 10F) and DTAA payout comparison
Compare editable domestic and indicative treaty withholding assumptions for NRO interest. Form 41 (formerly Form 10F) and a TRC support a claim but do not guarantee a rate.
Form 41 (formerly Form 10F) and DTAA withholding comparison
A simple-interest NRO deposit payout comparison with editable domestic and treaty rates.
Modelled increase in net payout
₹30,375
23.55% payout differenceDomestic assumption
31.2%
- Withheld
- ₹58,500
- Net interest
- ₹1,29,000
Treaty assumption
15%
- Withheld
- ₹28,125
- Net interest
- ₹1,59,375
Form 41 (formerly Form 10F) and a valid Tax Residency Certificate support a treaty claim, but they do not guarantee that the selected rate applies. Simple-interest payout model. Treaty rates are indicative ceilings for ordinary interest; the exact article, beneficial ownership, TRC, Form 41 (formerly Form 10F), PAN and bank documentation must be validated.
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