Precision Financial Calculators for Indian Taxpayers.
Popular tax questions
Start with the calculator that matches your records
These focused calculators cover the tax and filing questions currently most useful to TaxCalci visitors.
Home-loan tax benefit calculator
Separate principal, interest and regime-specific tax treatment.
Open calculatorTDS calculator
Check current payment thresholds, rates and missing-PAN treatment.
Open calculatorFD maturity and interest calculator
Model deposit maturity, then review interest-tax and TDS questions.
Open calculatorTax on ₹12 lakh salary
Open an auditable Tax Year 2026-27 salary-tax example.
Open calculatorNRI income-tax calculator
Combine taxable Indian income, equity gains and tax credits.
Open calculatorSchedule FA calculator
Screen foreign-asset reporting after confirming residential status.
Open calculatorFinancial Calculation Suite
Select a financial engine to compute instant results.
Tax Code Converter (1961 vs 2025/26)
Search old section codes (87A, 80C, 112A) and get 2025/2026 legal updates.
Income Tax Calculator (Tax Year 2026-27)
Compare old and default regimes for Tax Year 2026-27 under current law.
Post-Tax Gross Salary Estimator
Estimate gross salary after income tax; payroll deductions and CTC components are excluded.
General Loan EMI Calculator
Calculate monthly loan EMI with month-by-month amortization schedule.
GST Calculator (CGST + SGST)
Calculate Goods & Services Tax inclusive or exclusive amounts.
SIP Investment Calculator
Calculate Mutual Fund systematic investment plan growth & compound returns.
Mutual Fund Calculator with Tax
Project lump sum, SIP and step-up growth, then estimate acquisition-lot redemption tax.
SWP Calculator (Systematic Withdrawal)
Calculate regular monthly cash payout from Mutual Funds & remaining balance.
PPF Calculator (Public Provident Fund)
Project PPF growth using the current 7.1% rate as a constant assumption; rates can change quarterly.
NPS Calculator (National Pension System)
Project NPS corpus and exit allocation using the applicable non-government exit tier.
Gratuity Exemption Calculator
Estimate statutory gratuity under current Social Security Code rules and the represented tax ceiling.
Fixed Deposit (FD) Calculator
Estimate FD maturity using your rate and an illustrative quarterly-compounding assumption.
Recurring Deposit (RD) Calculator
Estimate RD maturity using your rate, deposit timing, and compounding assumptions.
Gold & SGB Calculator
Compare Sovereign Gold Bond (SGB) 2.5% interest vs physical gold tax rules.
Term Insurance Cover Calculator
Create an illustrative term-cover estimate using editable income and liability assumptions.
TDS Rates & Deduction Calculator
Estimate supported non-salary TDS categories under Section 393 and higher-rate rules under Section 397.
TCS Collection Rates Calculator
Estimate supported TCS categories under current Section 394 rules.
NRI Tax & Residential Status Calculator
Screen possible residential status and India taxability from entered day-count facts.
NRI Tax Slab & Income Tax Calculator
Check NRI tax slabs and estimate Indian tax under the default or optional old regime.
Tax on Money Sent to India
Classify inward remittances as own savings, income, gifts, loans or inheritance.
Home Loan EMI Calculator
Estimate EMI and review possible Section 22 interest and Section 123 principal deductions.
Home Loan Tax Benefit Calculator
Estimate principal and interest benefits and compare tax regimes for your loan year.
Car Loan EMI Calculator
Calculate monthly auto loan EMI and compound interest schedule for vehicles.
Bike Loan EMI Calculator
Calculate two-wheeler loan monthly EMI and interest schedule.
Personal Loan EMI Calculator
Calculate unsecured personal loan monthly EMI and total interest payable.
Business Loan EMI Calculator
Estimate a business-loan EMI; tax treatment depends on use of funds and supporting records.
HRA Rent Exemption Calculator
Estimate eligible HRA under Schedule III serial 11 (legacy Section 10(13A)).
Credit Card EMI Calculator
Estimate card EMI using editable issuer rate, fee, and tax assumptions.
Capital Gains Tax Calculator
Calculate LTCG (12.5% above ₹1.25L) & STCG (20%) tax liabilities under Budget 2024/2026.
No-PII Loan Eligibility Calculator
Estimate borrowing capacity using the entered lender-specific FOIR assumption and current obligations.
Brokerage & Demat Charges Calculator
Calculate stock delivery, intraday, futures & options trade costs (STT, GST, SEBI).
Health Insurance & Deduction Calculator
Create an illustrative cover estimate and review Section 126 (legacy 80D) premium deductions.
EPF Balance & Maturity Calculator
Project EPF accumulation using the entered contribution and credited-rate assumption.
Sukanya Samriddhi Yojana (SSY) Calculator
Project 21-year SSY growth using the current 8.2% rate as a constant assumption.
Crypto Tax Calculator (VDA)
Estimate VDA tax under Section 194 and payment TDS under Section 393 (legacy 115BBH/194S).
Inflation & Future Cost Calculator
Calculate purchasing power erosion & inflation-adjusted future cost of living.
CAGR Return Growth Calculator
Calculate Compounded Annual Growth Rate (CAGR) for stocks and mutual fund investments.
Retirement & FIRE Corpus Calculator
Create a retirement estimate using editable return, inflation, and withdrawal assumptions.
Rent vs Buy Real Estate Calculator
Compare editable-horizon buyer and renter net worth under an equal-monthly-budget scenario.
NPS vs PPF Comparison Calculator
Compare projected NPS and PPF growth and current Section 124 vs Section 123 tax mappings.
Non-Negotiable Editorial Principles
Our commitment to transparency and careful financial modelling.
Private by Default
Calculator inputs stay on your device. We do not ask for email, phone, or password, and TaxCalci does not receive or watch the values you enter.
Visible Assumptions
Calculator logic is deterministic, and material rates and assumptions are shown so you can review the estimate.
Dated Rule Assumptions
Tax Year 2026-27 estimates identify the represented rules, assumptions, and important limits.