NRI tax slab and income tax calculator
Check NRI tax slabs, compare the default and optional old regime, and combine taxable Indian income, qualifying equity gains and tax credits in one Tax Year 2026-27 estimate.
Tax Year 2026-27
NRI tax slab in India
For an individual assessed as non-resident, normal taxable income uses the same default-regime slab bands below. The optional old regime uses the regular individual threshold; the higher age-based resident threshold and resident rebate are not applied to an NRI.
Default regime
| Taxable normal income | Rate |
|---|---|
| Up to ₹4,00,000 | Nil |
| ₹4,00,001–₹8,00,000 | 5% |
| ₹8,00,001–₹12,00,000 | 10% |
| ₹12,00,001–₹16,00,000 | 15% |
| ₹16,00,001–₹20,00,000 | 20% |
| ₹20,00,001–₹24,00,000 | 25% |
| Above ₹24,00,000 | 30% |
Optional old regime
| Taxable normal income | Rate |
|---|---|
| Up to ₹2,50,000 | Nil |
| ₹2,50,001–₹5,00,000 | 5% |
| ₹5,00,001–₹10,00,000 | 20% |
| Above ₹10,00,000 | 30% |
These slab rates do not replace special rates for qualifying capital gains, lottery income or other specified income. Surcharge and 4% health and education cess may also apply.
Build your Indian-income estimate
All values remain editable. Enter taxable amounts—not gross receipts—where the label says taxable.
Enter the taxable result after the property computation, not gross annual rent.
Tax Year 2026-27 estimate
Total represented income
₹14,20,000
Estimated income tax
₹91,130
Tax credits entered
₹2,50,000
Potential excess credit
₹1,58,870
How this result was built
- This is a Tax Year 2026-27 default-regime estimate for an individual treated as non-resident in India.
- Optional-old-regime slab age category: below 60. Age thresholds apply to qualifying non-residents; the resident-only rebate is not modelled.
- Enter taxable house-property income after the property computation. The tool does not infer municipal tax, interest, vacancy, loss set-off or exemptions.
- Treaty relief, foreign-tax credit, capital-gain exemptions, unlisted assets, property gains, business income, AMT and return-specific adjustments are outside this estimate.
- A TDS excess becomes refundable only after the filed return is processed and the credit matches the tax records.
Direct answer
An NRI return needs source-by-source income before a final tax number
Indian residential status determines the scope of income, but tax still has to be computed by source. This calculator applies the selected non-resident slab regime to normal income, keeps qualifying equity gains at their represented special rates, and then compares tax already deducted or paid. It does not assume that TDS equals final liability.
- 1Confirm NR, RNOR or ROR status independently before using a non-resident computation.
- 2Compute taxable house-property income before entering it; do not enter gross rent in that field.
- 3Reconcile TDS against the tax records and separate qualifying equity gains from ordinary income.
- 4Review treaty relief, exemptions, losses and return-specific adjustments outside this simplified estimate.
Continue the journey
Official sources cited in this tool
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