NRO Interest: Domestic vs DTAA Calculator
Compare user-entered domestic and indicative treaty withholding rates for ordinary NRO interest.
Editable planning scenario
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Every value below is editable. The result remains an information-only illustration until the applicable law, documents and institution process are verified.
Potential withholding difference using entered rates
75,000
Annual interest × (entered domestic rate − entered treaty rate). The lower result is not automatically available without the applicable treaty and documentation.
Direct answer
What this screen can and cannot answer
A treaty percentage can be conditional on tax residence, beneficial ownership, the relevant article and the bank’s current documentation. This comparison shows user-entered withholding scenarios; it does not establish the treaty rate or final Indian tax.
- 1Identify the exact interest payer and account
- 2Read the current treaty article for the income type
- 3Provide a current TRC and required information to the payer
- 4Reconcile payer withholding in the final Indian return
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Official sources cited in this tool
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