Returning NRI Bank-Account Planning Screen

Make a private inventory of accounts and the facts your bank may ask for after a return to India.

Free to use • No sign-up • Inputs stay on your device

Editable planning scenario

Set your own facts

Every value below is editable. The result remains an information-only illustration until the applicable law, documents and institution process are verified.

Mark only the facts you have confirmedI have listed every NRE, NRO, FCNR and overseas accountI have recorded my proposed permanent return dateI have bank contact details and updated KYC documentsI will obtain bank-specific instructions before closing or redesignating an account

Bank transition facts prepared

0 of 4 facts prepared

This is a private checklist, not bank instructions or account-redesignation approval.

Direct answer

What this screen can and cannot answer

A return date can change bank-account instructions even when the income-tax residence conclusion requires additional analysis. Use this screen to collect account and evidence facts before contacting each bank for its current redesignation process.

1Test the return date for Indian residence planning
2List account currency, maturity and source-of-funds details
3Ask each bank for its current documents and timeline
4Retain written confirmation of any account action

Continue the journey

Open returning-to-India checklist Compare NRE, NRO and FCNR

Official sources cited in this tool

Verify the rule at its source

Open the authority’s current page before acting. These links are evidence, not an endorsement of TaxCalci.

Reserve Bank of India — FEMA notifications Income Tax e-Filing portal

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